Scope and Acceptance
These Terms and Conditions (“Terms”) govern access to and use of the website operated by INSURANCE KEEPERS, a company duly incorporated under the laws of Switzerland, with its registered office at 26/28 Boulevard Georges-Favon, 1204 Geneva, Switzerland (hereinafter referred to as “the Company”).
By accessing or using this website (the “Website”), you confirm that you have read, understood, and accepted these Terms in full. If you do not agree to be bound by these Terms, you are requested not to access or use the Website.
Disclaimer
The information and materials provided on this Website are for general informational purposes only and do not constitute legal, financial, tax, or investment advice. No content on the Website shall be interpreted as a recommendation or an offer to buy or sell any financial product or service.
INSURANCE KEEPERS assumes no liability for the accuracy, completeness, or timeliness of the information provided. All content is subject to change without notice.
Intellectual Property
All content on this Website, including but not limited to logos, trademarks, text, graphics, images, software, and design, is the exclusive property of INSURANCE KEEPERS or its licensors and is protected under applicable Swiss and international intellectual property laws.
You may not reproduce, transmit, distribute, or otherwise exploit any part of this Website without prior written consent from the Company.
Use of the Website
Users agree to use the Website lawfully and responsibly. In particular, you agree not to:
• Engage in activities that may impair the operation or security of the Website;
• Attempt unauthorized access to systems or data;
• Use the Website to distribute malicious software or unlawful content.
The Company reserves the right to restrict or block access to any user violating these Terms.
Third-Party Links
The Website may contain links to external websites not operated by INSURANCE KEEPERS. The Company accepts no responsibility for the content, services, or security of third-party websites. Accessing such links is done at your own risk.
Limitation of Liability
To the maximum extent permitted by Swiss law, INSURANCE KEEPERS disclaims all liability for any loss or damage arising from the use or inability to use the Website or any of its content. This includes, without limitation, indirect or consequential damages, data loss, or business interruption.
Data Protection and Privacy
Personal data collected via the Website is processed in accordance with Swiss data protection law and our Privacy Policy, which forms an integral part of these Terms. Users are encouraged to consult the Privacy Policy for detailed information on how their data is handled.
Modifications
INSURANCE KEEPERS reserves the right to update or modify these Terms at any time without prior notice. The most current version is published on the Website. Continued use of the Website after any changes constitutes acceptance of the new Terms.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the substantive laws of Switzerland, without regard to conflict of law principles.
Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of Geneva, Switzerland, subject to any mandatory legal provisions.
